Muqaabla stresses its privacy standards to guard against identity theft and provide security for your personal information.
Simply put, we do not and will not sell or rent your personal information to anyone, for any reason, at any time. Muqaabla uses and discloses your personal information only as follows:
Certain areas and features of Muqaabla are available to you without registration or the need to provide to us any information. However, other features of the Site or the Service may require registration, which requires an e-mail address, a password and your location information (collectively the “Registration Information”). In order to benefit from the full functionality of the Service, you also must provide your third-party account credentials (“Account Credentials”) to allow Muqaabla to access your account data at those other financial institutions (“Account Information”) for your use.
From time to time we may request other personal information to provide you with other benefits of the Service. In all such instances, you will be given the opportunity to accept or to decline to provide that information, and it will be used only for the stated purpose. Muqaabla may take anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner to:
Such information does not identify you individually. Access to your Registration Information, Account Credentials, Account Information and any other personal information you provide is strictly restricted and used in accordance with specific internal procedures and safeguard governing access, in order to operate, develop or improve the Service. These individuals have been selected in accordance with our security policies and practices and are bound by confidentiality obligations. They may be subject to discipline, including termination and criminal prosecution if they fail to meet these obligations. We may also use third party vendors or service providers to help us provide the Service to you, such as sending e-mail messages on our behalf or hosting and operating a particular feature or functionality of the Service. Our contracts with these third parties outline the appropriate use and handling of your information and prohibit them from using any of your personal information for purposes unrelated to the product or service they are providing. We require such third parties to maintain the confidentiality of the information we provide to them.
If your Registration Information changes during your subscription to Muqaabla, you may update it anytime via the Service.
When you visit Muqaabla, we may collect technical and navigational information, such as computer browser type, Internet protocol address, pages visited, and average time spent on our Site. This information may be used, for example, to alert you to software compatibility issues, or it may be analyzed to improve our web design and functionality. “Cookies” are alphanumeric identifiers in the form of text files that are inserted and stored by your web browser on your computer’s hard drive. Muqaabla may set and access cookies on your computer to track and store preferential information about you. Muqaabla may gather information about you through cookie technology. For example, Muqaabla may assign a cookie to you, to limit the number of times you see a particular Muqaabla Offer or to help better determine which Muqaabla Offers to serve you. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer. If you choose to eliminate cookies, the full functionality of the Service may be impaired for you.
We encode our cookies so that only we can interpret the information stored in them. Web beacons are images embedded in a web page or e-mail for the purpose of measuring and analyzing site usage and activity. Muqaabla, or third party service providers acting on our behalf, may use web beacons to help us analyze Site usage and improve the Service.
Notwithstanding the foregoing, Muqaabla reserves the right (and you authorize Muqaabla) to share or disclose your personal information when Muqaabla determines, in its sole discretion, that the disclosure of such information is necessary or appropriate:
Personal information may be transferred to a third party as a result of a sale, acquisition, merger, reorganization, or other change of control. If we sell, merge, or transfer any part of our business, part of the sale may include your personal information. If so, you will be asked if you would like to stop receiving promotional information following any change of control.
Your data is yours. You can remove it/request us to remove it anytime you want. When you request us to delete your account for the Service, your data will be permanently expunged from our primary production servers and further access to your account will not be possible. We will also promptly disconnect any connection we had established to your Account Information and delete all account credentials. However, portions of your data, consisting of aggregate data derived from your Account Information, may remain on our production servers indefinitely. Your data may also remain on a backup server or media. Muqaabla keeps these backups to ensure our continued ability to provide the Service to you in the event of malfunction or damage to our primary production servers. We also reserve the right to use any aggregated or anonymous data derived from or incorporating your personal information.
We may provide our registered customers with summaries of their Account Information and e-mail alerts. We also allow users to subscribe to e-mail newsletters and from time to time may transmit e-mails promoting Muqaabla or third-party goods or services.
Muqaabla subscribers have the ability to opt-out of receiving our promotional e-mails and to terminate their newsletter subscriptions by following the instructions in the e-mails. Opting out in this manner will not end transmission of service-related e-mails, such as e-mail alerts.
If you have a security-related concern, please contact us. We will work closely with you to ensure a rapid and personal response to your concerns.